Houseowner and Householder
Houseowner and Householder
Lindungi rumah anda dari risiko kebakaran & juga isi kandungan isi rumah.
Sila whatsapp untuk pertanyaan / sebutharga
Jenis Perlindungan untuk rumah dan isi rumah disebabkan oleh:
- Kebakaran, kilat, dan letupan domestik
- Kebocoran atau limpahan tangki air, peralatan atau paip domestik
- Kerugian hasil sewa sehingga 10% daripada jumlah yang diinsuranskan
- Kecurian yang melibatkan kemasukan secara paksaan dan keganasan ke dalam rumah
- Bencana alam termasuk banjir, ribut, taufan, ribut angin, dan lain-lain
Anda boleh menambah perlindungan dengan pilihan manfaat berikut:
- Rusuhan, mogok, dan kerosakan akibat keganasan.
- Ketiadaan penghuni melebihi 90 hari.
- Kecurian tanpa melibatkan kemasukan secara paksaan dan keganasan ke dalam rumah / kecurian berpunca daripada pembantu rumah, atau ahli keluarga / penghuni rumah, dan banyak lagi.
Nota: Kalau untuk premis perniagaan ambil polisi kebakaran
Manfaat
| Jenis Manfaat | Bangunan | Isi Bangunan |
| Fire, Lightning, and Explosion caused by gas used for domestic purposes | ||
| Aircraft and aerial devices or articles dropped therefrom | ||
| Impact damage by road vehicles or animals | ||
| Bursting or overflowing of water tanks, apparatus or pipes | ||
| Theft by actual forcible and violent breaking into and out of the house | ||
| Hurricane, Cyclone, Typhoon, Windstorm | ||
| Earthquake or Volcanic Eruption | ||
| Flood | ||
| Loss of Rent - Limit 10% of Total Sum Covered | ||
| Liability to the third parties for accidents in your house – Limit of Liability up to RM50,000 | ||
| Contents temporarily removed from the house – Limit 15% of total sum covered on contents | x | |
| Damage to mirrors, other than hand mirrors – Limit RM500 per piece any one accident | x | |
| Compensation on Death of the Participant; due to fire or robbery where there is violent and forcible entry to the house – Limit RM10, 000 or one-half of the Sum Insured on contents whichever is lower | x | |
| Domestic helper’s property | x |
Manfaat Tambahan
| Jenis Manfaat | Bangunan | Isi Bangunan |
| Riot, Strike and Malicious Damage | ||
| Increase Limit of Liability to the public up to a maximum limit of RM250,000 | ||
| Increase limit for loss of rent | ||
| Unoccupancy in excess of ninety (90) days | x | |
| Theft without actual forcible and violent breaking into and/or out excluding theft by domestic servants or member of family/household |
x |